1998 NAIA Football Championship |
| Date | December 19, 1998 |
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| Stadium | Jim Carroll Stadium |
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| City | Savannah, Tennessee |
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| MOP (Offense) | Jack Williams, Azusa Pacific |
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| MOP (Defense) | Greg Reid, Olivet Nazarene |
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| Attendance | 5,000 |
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The 1998 NAIA football championship series concluded on December 19, 1998, with the championship game played at Jim Carroll Stadium in Savannah, Tennessee. It was the second championship game under a reunified single division NAIA Season. The game was won by the Azusa Pacific Cougars over the Olivet Nazarene Tigers by a score of 17–14.